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    care.f@livanity.com

  • A-504, Rajnigandha Apartment

    VADODARA-390021,GUJARAT,India.

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Rural home loans are designed to provide rural and semi-urban residents with an opportunity to fulfil their dream of owning their homes.

Rural (akarani) Home Loan

Rural Housing Loan eligibility is dependent on factors such as your monthly income, current age, credit score, fixed monthly financial obligations, credit history, retirement age etc.

For an Inquiry

Occupation
Nature of Loan
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Following are the procedure steps:

1. Eligibility Check:

Determine if you meet the eligibility criteria set by the lending institution. This includes factors such as age, income, credit score, and property location.

2. Choose a Lender:

Research and select a bank or financial institution that offers rural home loans. Consider factors such as interest rates, processing fees, and customer service.

3. Documentation:

Gather the required documents such as identity proof, address proof, income proof (salary slips, bank statements, income tax returns), property documents, and any other documents as specified by the lender.

4. Application:

Fill out the loan application form provided by the lender. Provide accurate information and double-check all details before submission.

5. Property Valuation:

The lender will conduct a valuation of the property to assess its market worth.

6. Loan Approval:

After reviewing your application and documents, the lender will decide whether to approve your loan.

7. Loan Sanction:

Upon approval, the lender will issue a sanction letter outlining the terms and conditions of the loan.

8. Legal Check:

The lender will conduct a legal check on the property to ensure there are no legal disputes or issues associated with it.

9. Loan Disbursement:

Once all formalities are completed and the property is legally clear, the loan amount will be disbursed to the seller or builder as per the agreed terms.

10. Registration:

You'll need to register the property in your name with the local authorities.

11. Repayment:

Start repaying the loan as per the repayment schedule agreed upon with the lender. This typically includes monthly installments comprising both principal and interest components.

Why choose Livanity for Rural (akarani) Home Loan?

Livanity is a one-stop solution for all your financial needs. Here, we try to provide you best services that are hassle-free and quick in nature. For Rural (akarani) Home Loan, we provide you a comparative analysis of what different banks are offering. We also assist you in your final decision.

Here are a few reasons for you to apply for a Rural (akarani) Home Loan at Livanity:

Fast assistance:

At Livanity, you can contact us at any official working hours of the day.

Customer needs in forefront:

Your needs are our priority. We promise to deliver you with services that are best on our capabilities. By handpicking Rural (akarani) Home Loan offers based on customer profile, we try to give you the most personalized experience.

Compare Offers Online:

With more than 100 lenders as partners, you can compare the different offers of financial institutions to make the right decision. In fact, we help you find the best lender as per your eligibility requirements. There is a personalized relationship lender for every customer who helps him/her select the bank of his/her choice.

Real-time customer support:

Our customer support team is fast and efficient to clear all your doubts regarding Rural (akarani) Home Loan eligibility, procedures, offers, documentation and repayment options. We even contact with the respective lender on behalf of you.