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A home loan is a financial arrangement by bank or a lender to an individual to purchase a residential property.

Home Loan for Salaried

A home loan is an amount an individual borrows from bank or financial institution to buy a new/resale home, construct a home or renovate the home.

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Home Loan for Salaried-

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Occupation
Nature of Loan
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You can get a home loan whether your need is big or small, we finance them all for all of the following:

  • The under-construction property, ready-for-possession property or builder property
  • New property or resale property
  • Property from state housing boards such as DDA and MHADA/ existing Co-operative Housing Society/Apartment Owners' Association/Development Authorities settlements/ homes by private developers
  • For property in cities, regularised colonies and gram panchayat properties
  • For multi-unit or a self-constructed property or even to construct a house on a plot of land you own or to refinance a residential property
  • For construction on a freehold/leasehold plot or on a plot allotted by a Development Authority

    • Eligibility for Home Loan for Salaried

    • Salaried Individuals

1. Nationality:

Indian, residing in India and Non-Resident Indian

2. Age (Primary applicant) :

23 to 60 years, for resident Indians and 25 to 60 years, for NRIs

3. Eligible job profiles:

People working with proprietorship, Partnerships, LLP or private or public sector companies, MNCs

4. Co-owned Property:

It provides better interest rates to women to encourage them to apply as co-applicants. If you add your wife or mother to your home loan, you may be able to get a lower interest rate, even if they are not earning.

  • Co-applicant

    • 1. Minimum Age:

    Salaried: 18 to 65 years

    2. Why should you add a co-applicant?

    If you want to increase your home loan eligibility, you can add a co-applicant, even if they are not earning. This can also help you to be eligible for a larger home loan. Your co-applicant can be your spouse or immediate family member.

Why choose Livanity for Home Loan?

Livanity is a one-stop solution for all your financial needs. Here, we try to provide you best services that are hassle-free and quick in nature. For Home Loan, we provide you a comparative analysis of what different banks are offering. We also assist you in your final decision.

Here are a few reasons for salaried to apply for a Home Loan at Livanity:

Fast assistance:

At Livanity, you can contact us at any official working hours of the day.

Customer needs in forefront:

Your needs are our priority. We promise to deliver you with services that are best on our capabilities. By handpicking Home Loan for Salaried person offers based on customer profile, we try to give you the most personalized experience.

Compare Offers Online:

With more than 100 lenders as partners, you can compare the different offers of financial institutions to make the right decision. In fact, we help you find the best lender as per your eligibility requirements. There is a personalized relationship lender for every customer who helps him/her select the bank of his/her choice.

Real-time customer support:

Our customer support team is fast and efficient to clear all your doubts regarding Home Loan for Salaried eligibility, procedures, offers, documentation and repayment options. We even contact with the respective lender on behalf of you.

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